If you are struggling with repayments or expect to be struggling in the near future, it’s not too late to take control of your situation and the sooner you take advice, the sooner you can start the journey back to financial stability

This site deals solely with those resident in Scotland and the information detailed below applies only in Scotland.

There are a range of options open to you depending on your personal circumstances ranging from simple debt repayment plans that you arrange with your creditors through to sequestration (commonly referred to as bankruptcy).

We can signpost you to the correct agency or offer you direct assistance if you wish to proceed with Protected Trust Deed or Sequestration. Please click here for further information.

Sometimes researching debt solutions online just doesn’t give you enough information for your particular circumstances and you’d rather deal with a friendly voice. If this applies to you, just click the HELP button below and we’ll be in touch as soon as we can.